PayCall
ログイン

Roaming vs. PayCall: what one call home really costs

A 40-minute bank call from Europe costs $160.00 on AT&T pay-per-use, $12/day with a Day Pass or TravelPass, and $6.60 with PayCall's Hold for me. Prices checked October 17, 2026.

番号と料金を確認
Hold for me · マイクオフ
$0.091分あたり
会話 · マイクオン
$0.391分あたり

Calling a U.S. hotline from abroad is mostly waiting. A 40-minute call (30 min on hold + 10 min talking) costs $160.00 on AT&T without an international plan, $12 for the day with AT&T's International Day Pass or Verizon TravelPass, $20.00 on T-Mobile over cellular — and $6.60 with PayCall, which charges $0.09/min while you're on hold and $0.39/min once a person answers.

PayCall編集部 · 最終確認

ヨーロッパから米国の銀行や航空会社へ40分の通話（保留30分＋会話10分）。

  • AT&T（国際プランなし、$4/分）$160
  • AT&T International Day Pass1日$12
  • Verizon TravelPass1日$12
  • PayCall＋Hold for me$6.60
Hold for meを使わない場合、同じ通話はPayCallで$15.60です。T-Mobileはモバイル回線で$20、米国へのWi-Fi通話はお使いの電話で使えれば無料です。各社の料金は2026年10月17日時点の公式サイトの掲載内容です。

The cost of one hotline call from abroad

U.S. hotlines keep callers on hold for 20–40 minutes on a normal day. Roaming bills every one of those minutes — or makes you buy a whole day of service for one call.

What one 40-minute call (30 min on hold + 10 min talking) to a U.S. bank or airline costs from Europe. Carrier prices as published on October 17, 2026.
How you callPrice40-min hotline call
AT&T, no international plan (pay-per-use)$4.00/min$160.00
AT&T International Day Pass$12/day$12 for that day
Verizon TravelPass$12/day per line$12 for that day
T-Mobile, calling over cellular$0.50/min$20.00
T-Mobile, Wi-Fi calling to the U.S.no charge$0 — if Wi-Fi calling works on your phone
PayCall, talking the whole time$0.39/min$15.60
PayCall with Hold for me$0.09/min on hold · $0.39/min with a person$6.60

出典： AT&T pay-per-use rates · AT&T International Day Pass · Verizon international & travel · T-Mobile international plans

When roaming is the better choice

Honest answer: sometimes it is.

  • You're on T-Mobile and Wi-Fi calling works on your phone: calls to the U.S. over Wi-Fi are free. Use them.
  • You need your phone for maps, data and many calls every day: a $12 day pass covers everything. That's about 30 minutes of PayCall talk time.
  • You need to receive calls on your U.S. number: PayCall only makes outgoing calls.

When PayCall is the better choice

  • You only need to call your bank, airline, insurer, Medicare or the IRS — not pay for a whole day of roaming.
  • The hotline will keep you on hold: with Hold for me the waiting costs $0.09/min.
  • The number is a U.S. toll-free 1-800 line, which most foreign phones and many SIMs can't reach.
  • You're on a local or travel eSIM with data only, or on hotel Wi-Fi.
  • Unanswered calls are never charged; you only pay for connected time, billed per second. If a call fails for a technical reason on our side, support reviews it.

How to call a U.S. hotline without roaming

  1. 1Turn off cellular roaming or put your U.S. SIM on airplane mode so nothing is billed by accident.
  2. 2Connect to Wi-Fi or use a local / travel eSIM for data.
  3. 3Open pay-call.com, sign in and add credits.
  4. 4Call the U.S. number in your browser. The call starts in Hold for me with your microphone off; turn it on when a person answers.

よくある質問

How much does it cost to call the U.S. from Europe with roaming?

On AT&T without an international plan, calls cost $4.00/min. AT&T's International Day Pass and Verizon TravelPass cost $12 per day. T-Mobile charges $0.50/min over cellular; Wi-Fi calls to the U.S. are free (carrier pages, October 17, 2026).

Is PayCall cheaper than roaming?

For calls to U.S. hotlines, usually yes: a 40-minute call (30 min on hold + 10 min talking) costs $6.60 with Hold for me, versus $160.00 on AT&T pay-per-use or $12 for a day pass. If you have free Wi-Fi calling, that is cheaper.

Do I pay roaming fees when I use PayCall?

PayCall does not place a carrier voice-roaming call. It uses Wi-Fi or mobile data, so your internet provider's charges still apply, including data roaming if enabled. Use Wi-Fi or an appropriate data plan and check those costs first.

発信前に番号を確認

まず米国またはカナダの番号を確認してください。サインインとPayCallクレジットはその後です。

どちらへ電話しますか？

準備完了

市外局番を含む10桁の番号。

発信

保留中 $0.09/分 · 通話中 $0.39/分 または24時間かけ放題 $14.90

理由を問わず最大$6を即時返金

対応番号と対象外の番号

対応する米国・カナダの固定電話、携帯電話、フリーダイヤル（1-800番号を含む）。PayCallは米国内のネットワークから発信します。プレミアム、緊急、特殊番号、コレクトコール、カナダの市外局番867は対象外です。

料金はUSD · 秒単位の課金

PayCallを試す

電話したい国を選びます。利用可能と表示された国にのみ発信できます。

ダイヤラーを開く
発信